Comments on: How to Make a Budget and Stick with It http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/ How this college student is making his way to riches! Wed, 04 Jan 2012 12:55:28 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Budhttp://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-247 Bud Mon, 25 Jan 2010 23:55:17 +0000 http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-247 Great work Dave, A lot of good information here for a person to track of their budget. Like keeping track of their sending. I sure the this will definitely helps everyone out.. Great work Dave,
A lot of good information here for a person to track of their budget. Like keeping track of their sending. I sure the this will definitely helps everyone out..

]]> By: Carnival of Personal Finance #155 Published » American Consumer Newshttp://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-144 Carnival of Personal Finance #155 Published » American Consumer News Wed, 04 Jun 2008 01:10:11 +0000 http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-144 [...] How to Make a Budget and Stick to it, by David. Great step by step stuff here if you’re just getting started trying to manage your money. [...] [...] How to Make a Budget and Stick to it, by David. Great step by step stuff here if you’re just getting started trying to manage your money. [...]

]]> By: Megastarhttp://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-142 Megastar Tue, 03 Jun 2008 16:24:46 +0000 http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-142 Dave Thanks for the great information. I think people will pay more attention to this post moreso now than they would have in the past because of the trying economic times. great information. Putting a budget into place is what a lot of individuals need so that they can start to see the light at the end of the tunnel Dave

Thanks for the great information. I think people will pay
more attention to this post moreso now than they would
have in the past because of the trying economic times.

great information. Putting a budget into place is what a
lot of individuals need so that they can start to see the
light at the end of the tunnel

]]> By: Carnival of Personal Finance #155 — Time With Family | Moolanomyhttp://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-136 Carnival of Personal Finance #155 — Time With Family | Moolanomy Mon, 02 Jun 2008 12:01:58 +0000 http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-136 [...] How to Make a Budget and Stick with It at David Makes Cents — Step-by-step guide on how to make a successful budget. [...] [...] How to Make a Budget and Stick with It at David Makes Cents — Step-by-step guide on how to make a successful budget. [...]

]]> By: Davidhttp://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-120 David Wed, 28 May 2008 18:31:14 +0000 http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-120 Thx for your comment Dave, I have heard about that book several times before. Maybe its time I head over to the library and check it out. Thx for your comment Dave, I have heard about that book several times before. Maybe its time I head over to the library and check it out.

]]> By: Davehttp://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-114 Dave Wed, 28 May 2008 01:30:50 +0000 http://www.davidmakescents.com/how-to-make-a-budget-and-stick-with-it/#comment-114 You should read the book Automatic Millionaire by David Bach. His idea is to pay yourself first. For example, you decide that you want to save 10% of your salary. Budgets don't work month to month. But it is a great idea to create a budget so you have a rough idea of your own personal P&L. You put 5% into a 401k plan. The other 5% goes into your checking account --- You have just paid yourself 5% first. Next you transfer that 5% into a savings account that pays at least 3% interest. Budgeting is difficult to do. Too many Americans are living paycheck to paycheck. They are buried in credit card debt. My suggestion is to have a debit card, and a 2 to 3 credit cards. This makes your budgeting much easier because you have less items to budget., You should read the book Automatic Millionaire by David Bach. His idea
is to pay yourself first. For example, you decide that you want
to save 10% of your salary. Budgets don’t work month to month. But
it is a great idea to create a budget so you have a rough idea of
your own personal P&L.

You put 5% into a 401k plan. The other 5% goes into your checking account — You have just paid yourself 5% first. Next you transfer that 5% into a savings
account that pays at least 3% interest.

Budgeting is difficult to do. Too many Americans are living paycheck to
paycheck. They are buried in credit card debt. My suggestion is to
have a debit card, and a 2 to 3 credit cards.

This makes your budgeting much easier because
you have less items to budget.,

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